State Pension

You can claim a State Pension if you're over pension age and you satisfy the National Insurance contribution conditions.

Pension age is currently 65 for men. The age for women is gradually being increased and will reach 65 by November 2018. By October 2020, there will be a new pension age of 66 for both men and women.

If you do not draw your State Pension at pension age, you may get extra State Pension or a one-off taxable lump sum payment when you do start to claim.

State Pension is taxable, but neither your income nor savings affect the amount you get.

Normally, the Pension Service contacts you with details on how to claim your pension about 4 months before you reach pension age.

If this does not happen, call the Pension Service on 0800 731 7898 (textphone 0800 731 7339), or if you live in Northern Ireland, call 0808 100 2658 (textphone 0808 100 2198).

You can also claim your State Pension online.