Pension age is currently increasing to 66 for everyone. You can check your State Pension age on the gov.uk website.
If you do not draw your State Pension at pension age, you might get extra State Pension or a one-off taxable lump sum payment when you do start to claim.
State Pension is taxable, but neither your income or savings affect the amount you get.
Normally, the Pension Service contacts you with details on how to claim your pension about 4 months before you reach pension age.
If this doesn't happen, call the Pension Service on 0800 731 7898 (textphone 0800 731 7339), or if you live in Northern Ireland, call 0808 100 2658 (textphone 0808 100 2198).
You can also claim your State Pension online.