hello everyone .
Has anyone been able to claim on a Critical Care life insurance [post edited]
the insurance specifically names multiple Sclerosis and motor neurone disease etc . BUT not parkinsons disease.
They have said because its not listed as one of there specific illness ie cancer, heart disease etc im unable to claim.

has anyone any suggestions or experience on this .

id be very grateful for any help . been paying £33 a month for last 25 years !!
thank you again janie

Hi It states on our insurance you have to be under 6o to claim for PD We didn't have the cover anyway,only for terminal illness and life cover. If it isn't in black and white you wont get it. Angel4u

My critical care clause on mortgage insurance had disease amongst the listed diseases.To cut long story short I was
paid out and I'm astounded its not on your policy.I WOULD GO BACK TO YOUR BROKER.

Im also claiming critical illness with [post edited], six months on and still no date as to a decision .My original policy was through [post edited] there wording under critical illness, was if not able to work in or engage in your own profession for profit.
The key word being (or) then listing personal care and well being as a separate issue .
At first they said no but constant pressure from myself they agreed to look into it,to date i have fulfilled all there request and submitted all medical forms,they don't make it easy if you check my post on retiring from work you will see why.
If i can help in any way please don't hesitate in asking i will gladly be of assistance tone

thanks for replies . i think i will get someone ie CAB to have a looks at policy . thanks again everyone janie

Hello Janiegee

Sometimes critical illness insurance can be claimed under the 'Total and Permanent disability' clause in the policy.
Its worth checking out! You will require letters of diagnosis and details of your medical record from your neurologist for verification.

Luke

In reply to your post dated 8th October
claiming on critical care life insurance total disability.
see post under name and shame for full details,but yes have now been told my insurance company will pay out.

IT'S NOT MADE EASY THOUGH!!!!!!