hi i had my morgage with halifax,when i was dx 11 years ago,i was speakin to a financial adviser who i no personally in tsb whom i also bank with for many years,we was chattin about pd etc,he said to me have u got critical insurance,and i said yes ,why ,he said bring ur paper work in to him and he will go through it,that he was pretty sure parkinsons was one of the diseases that ur morgage could be paid off in full.well wot a shock,i did exactly that,and he was correct,he even made phone calls on my behalf,when i had givern my consent cus it all confussed me.and with in 2 months the cheque came to me,i could either keep the money or pay my morgage off,i chose to pay it off,it covered the rest which was left on it,66 thousand pounds,i thought it best cus i had left my job ,and with out a morgage it made lefe alot easier.PLEASE CHECK YOUR PAPERS THOUGHLY

Ali makes a very good point - something very similar happened to me. In my case there was a clause in the insurance requiring that you inform the insurer within 6 months of diagnosis.

It can be hard to pinpoint the date of diagnosis for Parkinson's and most people have quite a lot to think about at that time but CHECK YOUR PAPERWORK NOW!!

In fact in my case I didn't find out that I had critical illness cover until quite a bit after the 6 months 'deadline'. The insurance company were very understanding and despite this they paid out.

Elegant Fowl

Morning, I agree with Ali and Elegantfowl. You must check whether or not your policy covers PD. In my case they said it did, but only in the Loss of Independent Living section - and then they said I wasn't eligible to claim under that part of the policy because I wasn't bad enough. But without medication I knew I was bad enough - I would not be able to do many of those things they test you for unmedicated. On this basis, I would never be eligible before the policy expired. My policy didnt state I needed to be medicated when assessed and on principle I challenged that. So do check if your policy covers you but if you have a similar experience to me, check the detail. You may still be eligible to claim.